From small tea shops, cafes and takeaways to larger restaurants it is important to ensure that you have the correct level of insurance to safely protect your business.

As well as the premises and contents themselves you have employees and customers to consider. Having people in your premises means that accidents can occur.

A Restaurant, Takeaway or Café insurance policy is a package-based product that can be tailored to include the particular covers that you require. Employers Liability insurance is required by law and although Public Liability is not a legal requirement it would be prudent to have it to ensure that you do not have to pay out potentially large sums of money should a cover have an accident.

Additional covers include theft or damage to stock, frozen food, damage to contents, tenant’s improvements (should you rent the premises), fixtures and fittings, damage to glass, goods in transit, loss of licence, theft by employees, computer breakdown, business interruption and legal expenses.

Contact our office for a quotation.